Toshl Finance Blog

Solana, Polkadot, Tether and Other New Currencies in Toshl

Today, we’ve added a few new crypto currencies in Toshl with fresh exchange rates provided by Coinbase.

  • Tether (USDT)
  • Solana (SOL)
  • Polkadot (DOT)
  • Avalanche (AVAX)
  • Internet Computer (ICP)

This brings the total to 289 currencies supported in Toshl. 170 fiat currencies, 103 crypto, 4 commodities (e.g. gold) and 12 deprecated currencies. Deprecated currencies are no longer in active use, but historical exchange rates are kept for archival reasons. Ever heard of the Slovenian tolar?

A short prayer to bring Javier Solana out of retirement, now that there’s a currency named after him.
Posted in Announcements

Connect Monobank in Toshl Finance to Better Track Your Spending

We try to track customer demand for new bank connections which we don’t yet cover. With about 15 000 connections to banks and other financial institutions around the world, we connect to quite a few. That being said, with all the financial services globally, we cannot connect to every single one instantly.

When we sum up all the requests for new connections to particular banks, a clear winner shows up – Monobank Ukraine. As we get a not-so-preverted sense of pleasure from fulfilling our customer’s wishes and requests, we’re quite giddy to announce that connecting to Monobank is finally available to everyone in Toshl Finance.

Instructions to connect:

Mobile app (Android, iOS)

  1. Go to main menu / Bank connections, tap Add connection.
  2. Find Monobank and tap it – it will show up among popular connections in Ukraine, or via search.
  3. The web browser will open up. Tap the link “Open Monobank app and confirm”.
  4. You’ll be redirected to the Monobank app to confirm the permission to connect.
  5. Switch back to the web browser (step 3).
  6. Tap the button “Finish connecting in Toshl”.
  7. You’ll be redirected back to Toshl where you can limit the import by date and finish the importation. Accounts and transactions from Monobank will now import and continue updating automatically.

Step 5 is the crucial one, it’s the only thing you’ll really have to do manually other than tapping next/confirm, or similar.

Web app (

  1. Go to main menu / Bank connections, tap Add connection.
  2. Find Monobank and click it – it will show up among popular connections in Ukraine, or via search.
  3. A web page with a QR code will open up. Use your mobile phone’s camera app to scan the QR code and open the contained link.
  4. Provided that you have the Monobank app installed on this mobile phone, you’ll be redirected to the Monobank app.
  5. Confirm the permission to connect with Toshl.
  6. Check the web page on your computer again (where the QR code was displayed). The connection should now already be confirmed. Just click on the button “Finish connecting in Toshl”.
  7. You’ll be redirected back to Toshl where you can limit the import by date and finish the importation. Accounts and transactions from Monobank will now import and continue updating automatically.

It sounds longer than it really is, the whole thing shouldn’t take more than a minute. The transactions coming in should also be categorised, provided that there was enough information in the transaction description. Also keep in mind that the transaction categorisation automatically learns from your corrections and transfers between accounts will also be detected.

Pictured above: A monocled monstrosity seeking Monobank for a monogamous connection.

Posted in Uncategorized

Save Text From Receipts to Expenses Using Your Phone’s Camera (OCR)

You’re saving an expense. You got the amount and category noted in two taps, just tap Save and you’re done. But the receipt is right in front of you and there’s so much more information there; exact items purchased, company, time, location, salesperson etc. You know that you can take and save a photo of the receipt, but then the content wouldn’t be searchable…

There’s a better way. With iOS 15, you can tap into a text field use the camera to instantly scan text and insert it into the field, right from the app. Best you see how this works for yourself in the videos below.

This way, you can add lots of extra info to your expenses, incomes and transfers in a second or two. The text remains searchable and if you want the full photo, you could also save it in the photos tab.

While this excitement comes hot on the heels of the iOS 15 release, Android users, fret not. A similar feature has been available for a while on Android devices, albeit through the Google Lens / Camera app.

To use it, tap the Google Lens button on the top right corner of the camera app. Select the text you need in the camera app and copy it. You can then paste this text when adding the expense in Toshl.

Posted in Announcements, Goodies, iOS Tutorials, Tips & Tricks

Budget History. Up Close and Personal. Including All the Naughty Bits.

It’s one thing to say; “My budget and I, we go waaay back”, but how much do you really know about your budget’s past? I’m not talking about that one time they experimented with tags and financial account filtering back in college. I mean the real nitty gritty stuff, the budget’s historical performance.

We’re all a bit optimistic when we first set up the budgets. Yet the real trial of your budgeting resolve, comes when you see the results of past budget periods and decide what you’ll do about them. Sometimes your spending or the budgets just need a little re-adjustment, sometimes a whole new strategy is needed.

We’re introducing a much improved budget history graph to help you with that.

There’s been a budget history graph in Toshl for a while. You could just open any budget’s details and scroll all the way down. The budget history is still there, but the new graph tells you a lot more.

Before, you’d see how much you spent in total in any given month.

Now, you’ll see:

  • The budget amount for the month.
  • Total spending.
  • How much you went under or over your budget amount, clearly marked with red where you went over or the light grey area, showing how much space you have until the budget amount would be reached.

You’ll notice that monthly budgets feature a bit more info still:

  • Yearly sum of monthly budgets. In the case above, it’s a monthly category budget for food. The budget for the individual month in this case is 350 €. The budget history graph will now automatically project this for the full calendar year, showing the 4200 € yearly sum (350 € x 12) and also sum up your past monthly budget to see how much you’ve spent so far.

The budget details are already featured above the history. So the graph doesn’t show exact numbers by default, but you can easily dig into more detail. As with other graphs in Toshl, click and hold on the graph column to show the details for each column.

As with this yearly budget history, you can see exactly how much was spent in a particular period and how that compares with your budgeting goals.

Toshl adapts the graph scale based on the results, so you can see the differences in your budget’s performance between periods. Making those differences clearly visible, also means sometimes cutting off some outliers – columns with spending so far out of proportion with the rest of the periods, that they go over the graph’s scale. In those cases, you’ll see that as a dark red column being cut-off, to signify it goes over the graph’s scale.

See that dark red column above, going out? In the immortal words of Flight of the Conchords channelling Bowie; How far out are you man? I’m pretty far out man! Worry not, click on it and you’ll know exactly how far out that budget overspending really is. Though, I hope your bank account can handle what the graph’s scale can’t.

We’ve been gradually releasing this feature across the Toshl apps on the web, Android and iOS, so you might have already seen this in action. If not, make sure you’re updated to the latest app version, tap a budget and take a trip down the memory lane of your finances.

Okay, perhaps don’t take the memory lane all the way back to hunting-gathering times. You might want to focus on budget history after currencies were invented.

Posted in Announcements, Budgeting, Tips & Tricks

Introducing Toshl for Android Without Play Services

If you have an Android device which does not support Google Play services, cannot access Google Play in your country or would simply like to download the Toshl app directly, you can get it here. The app is available for download as an APK file, just open it on your phone and install. You might need to confirm that you allow the installation of this app from an outside source.

Download the latest version of Toshl Finance for Android

Most of the app is the same as the version available through Google Play. However, some features which rely on Google Play services are excluded;

  • Adding locations to entries
  • Log in with Google
  • Upgrades to Toshl Pro or Medici using in-app purchases are disabled. You can however still upgrade on our website and your Android app will be upgraded as well, as long as you’re logged in with the same user account.

Popular devices without Play services

  • Huawei devices made after May 2019
  • Amazon Fire tablets

Countries where Google Play cannot be accessed

  • China

We’ve also added a more permanent page where you can always download the latest Toshl Android app APK without Play services. The linked APK file is updated with each new release that goes on Google Play, but with Play services excluded.

Once you’ve got the APK down, perhaps it’s time to down a beer as well?

Posted in Announcements