{"id":1045,"date":"2015-12-21T17:40:19","date_gmt":"2015-12-21T16:40:19","guid":{"rendered":"https:\/\/toshl.com\/blog\/?p=1045"},"modified":"2015-12-21T17:42:28","modified_gmt":"2015-12-21T16:42:28","slug":"left-to-spend-the-gist-of-your-finances-in-one-number-web-app","status":"publish","type":"post","link":"https:\/\/toshl.com\/blog\/left-to-spend-the-gist-of-your-finances-in-one-number-web-app\/","title":{"rendered":"Left to Spend – The Gist of Your Finances in One Number (Web App)"},"content":{"rendered":"
\"Blog_tut_5_1b\"<\/a><\/div>\n
<\/div>\n
If you have set up a monthly budget, all the expenses in this month will be deducted from the budget amount and what you get is the \u201cLeft to spend\u201d number.<\/div>\n
<\/div>\n
If you don\u2019t have a monthly budget for all expenses, expenses will be deducted from your incomes this month to get the \u201cleft to spend\u201d number.<\/div>\n
<\/div>\n
Left to spend with<\/b> a monthly budget for all expenses<\/div>\n
\"Blog_tut_6_1c\"<\/a><\/div>\n
Left to spend without<\/b> a monthly budget for all expenses<\/div>\n
\"Blog_tut_6_2c\"<\/a><\/div>\n
<\/div>\n
Overspent<\/b><\/div>\n
If you have already spent beyond your means or over budget, the \u201cleft to spend\u201d number turns to the red \u201coverspent\u201d. It shows you how far over your monthly budget or your earnings you already went this month.<\/div>\n
<\/div>\n
<\/div>\n
\"Blog_tut_5_4b\"<\/a><\/div>\n
Left per day<\/b><\/div>\n
The smaller number below left to spend tells you how much you can spend each day by the end of the month to keep your finances aligned with your goals. The number is simply the current \u201cleft to spend\u201d number divided by the amount of days remaining in the current financial month.<\/div>\n
<\/div>\n
Reduce spending to<\/b><\/div>\n
If you have already overspent this month, the smaller number below will turn to the \u201creduce spending to\u201d mode. This number tells you how much you should have spent per day to get through the month normally. It\u2019s your monthly budget amount or the monthly income (if there is no budget), divided by the number of days in the month.<\/div>\n
<\/div>\n
Including planned expenses – or not<\/b><\/div>\n
The \u201cleft to spend\u201d number can either include planned expenses and incomes – or not. Planned expenses are those which you have already entered in this financial month, but they are still in the future – they haven\u2019t been due yet. These can be regular bills that you know are coming, but haven\u2019t paid yet, incomes that should come in the future, but haven\u2019t yet\u2026 You get the idea. You can set these to be included in \u201cleft to spend\u201d and all the graphs by clicking the \u201ctime span\u201d setting on the top of the page. In the overlay that opens up, turn the switch \u201cShow planned expenses in graphs\u201d either ON or OFF. Your wish shall be our command.<\/div>\n
\"Bog_tut_7_2\"<\/a><\/div>\n
\"Toshl_2.0_monster_0058_59b\"<\/a><\/div>\n
<\/div>\n
<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

As the name implies, this big green number tells you how much money is remaining for you to spend this month. It gives you quick information on where you stand financially right now, while keeping your budgeting goals in mind.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[17,4,14,18],"tags":[],"class_list":["post-1045","post","type-post","status-publish","format-standard","hentry","category-personal-finance","category-tips-tricks","category-tutorials","category-web-app-tutorials"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9HkH6-gR","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/1045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/comments?post=1045"}],"version-history":[{"count":12,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/1045\/revisions"}],"predecessor-version":[{"id":1766,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/1045\/revisions\/1766"}],"wp:attachment":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/media?parent=1045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/categories?post=1045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/tags?post=1045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}