{"id":2845,"date":"2017-07-06T14:00:25","date_gmt":"2017-07-06T12:00:25","guid":{"rendered":"https:\/\/toshl.com\/blog\/?p=2845"},"modified":"2017-07-06T14:53:27","modified_gmt":"2017-07-06T12:53:27","slug":"budget-notifications-that-help-you-stay-on-track","status":"publish","type":"post","link":"https:\/\/toshl.com\/blog\/budget-notifications-that-help-you-stay-on-track\/","title":{"rendered":"Budget notifications that help you stay on track"},"content":{"rendered":"<p>You&#8217;ve made your financial plans and\u00a0<a href=\"https:\/\/toshl.com\/blog\/how-to-set-up-your-budgets-and-control-your-spending-web-app\/\">set up your budgets<\/a>\u00a0to meet them. You know where you&#8217;d need to save more. Then comes the harder part of budgeting. Sticking to your budget plans.<\/p>\n<p>We&#8217;ve recently introduced a new feature to help you do that. Toshl will now send you notifications reminding you of your budget goals.<\/p>\n<p>The notifications are based on comparing your current spending, budgeting goals and the time that has already passed in the budget period.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>Nudges during the budget period<\/b><\/h3>\n<p>Let&#8217;s say you have a monthly budget.<\/p>\n<p>20 days have already passed (66 % of the time in the month), but you have only spent 30 % of your budgeted money. Naturally, we shall sing praises of your saving skills. Deservedly so.<\/p>\n<p>On the other hand, if you have already spent a larger proportion of the money in your budget than the proportion of time that has passed, we&#8217;ll warn you that the budget is going the wrong way.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"image-border aligncenter wp-image-2851\" src=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-133908.png?resize=560%2C169&#038;ssl=1\" alt=\"monthly budget overspending notification\" width=\"560\" height=\"169\" srcset=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-133908.png?w=1440&amp;ssl=1 1440w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-133908.png?resize=300%2C91&amp;ssl=1 300w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-133908.png?resize=768%2C232&amp;ssl=1 768w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-133908.png?resize=1024%2C309&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 560px) 100vw, 560px\" \/><\/p>\n<p>The warnings won&#8217;t be so harsh you couldn&#8217;t look yourself in the mirror, but hopefully a gentle notification nudge will suffice to ween you off your sinful budget-breaking ways.<\/p>\n<p>Both types of notification get triggered once you&#8217;re 10 % or 30 % above or below your budget goals for this point in time.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>Recap at the end of a budget period<\/b><\/h3>\n<p>All is well that ends well, they say, but what do <em>they<\/em><i>\u00a0<\/i>know anyway? Who are <i>they<\/i> to know things? Anyhow, when the budget period ends, Toshl will remind you of how you did.<\/p>\n<p>Hopefully you did very well and budgeters everywhere will worship at your feet in awe of your majestic budgeting skills. If not, Toshl will tell you just how naughty you&#8217;ve really been.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>Account balance notifications<\/b><\/h3>\n<p>In addition to the budgets, Toshl also keeps an eye on your overall account balance. If the balance of all accounts dips below 0, comes above it again or you hit 0 exactly, Toshl will let you know.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"image-border aligncenter wp-image-2852\" src=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-134219.png?resize=560%2C147&#038;ssl=1\" alt=\"back in positive balance notification\" width=\"560\" height=\"147\" srcset=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-134219.png?w=1440&amp;ssl=1 1440w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-134219.png?resize=300%2C79&amp;ssl=1 300w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-134219.png?resize=768%2C202&amp;ssl=1 768w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot_20170706-134219.png?resize=1024%2C269&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 560px) 100vw, 560px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Notifications on mobile devices and email notifications<\/b><\/h3>\n<p>The notifications can come in two different forms. They can be delivered as mobile app notifications or as emails.<\/p>\n<p>By default, only the mobile notifications are turned ON. They will show up in the notifications on Android and iOS as well as inside the Toshl app on the <a href=\"https:\/\/toshl.com\/blog\/the-monthly-overview-your-personal-finances-at-a-glance-web-app\/\">Monthly overview<\/a> screen.<\/p>\n<p>Tap on the notification and it will open the budget in question, so you can check what happened.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2794\" src=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/04\/2016_3.png?resize=300%2C567&#038;ssl=1\" alt=\"\" width=\"300\" height=\"567\" srcset=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/04\/2016_3.png?w=900&amp;ssl=1 900w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/04\/2016_3.png?resize=159%2C300&amp;ssl=1 159w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/04\/2016_3.png?resize=768%2C1451&amp;ssl=1 768w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/04\/2016_3.png?resize=542%2C1024&amp;ssl=1 542w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>You can also set the notifications to be sent to you by email as well. This is especially useful if you only use the Toshl web app or would like to be extra sure you won&#8217;t miss any important warning.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>Turn the notifications ON or OFF<\/b><\/h3>\n<p>Both the app and email notifications can be turned ON or OFF in the app <a href=\"https:\/\/toshl.com\/app\/#\/settings\/notifications\">Settings \/ Notifications<\/a>. You can set this in either the mobile app* or the web app. The settings will be in sync across your devices.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"image-border aligncenter wp-image-2849\" src=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Screenshot-2017-07-06-13.04.54-e1499339200890.png?resize=560%2C682&#038;ssl=1\" alt=\"notification settings in the Toshl Finance web app\" width=\"560\" height=\"682\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>May your budgets stand the test of time and notifications bring you nothing but good news!<\/p>\n<p>&nbsp;<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2846 size-medium\" src=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?resize=300%2C300&#038;ssl=1\" alt=\"Toshl monster with feather pen and sealed paper\" width=\"300\" height=\"300\" srcset=\"https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?resize=144%2C144&amp;ssl=1 144w, https:\/\/i0.wp.com\/toshl.com\/blog\/wp-content\/uploads\/2017\/07\/Toshl_2.0_monster_0051_52.png?w=1024&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>*Full notification settings are currently available in the web app and the Android app. Coming soon to iOS as well.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You&#8217;ve made your financial plans and\u00a0set up your budgets\u00a0to meet them. You know where you&#8217;d need to save more. Then comes the harder part of budgeting. Sticking to your budget plans. We&#8217;ve recently introduced a new feature to help you do that. Toshl will now send you notifications reminding you of your budget goals. The &hellip; <a href=\"https:\/\/toshl.com\/blog\/budget-notifications-that-help-you-stay-on-track\/\">Continued<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-2845","post","type-post","status-publish","format-standard","hentry","category-announcements"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9HkH6-JT","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/2845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/comments?post=2845"}],"version-history":[{"count":8,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/2845\/revisions"}],"predecessor-version":[{"id":2859,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/posts\/2845\/revisions\/2859"}],"wp:attachment":[{"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/media?parent=2845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/categories?post=2845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toshl.com\/blog\/wp-json\/wp\/v2\/tags?post=2845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}