Toshl Blog

Hint: Swiping From The Edge Is Better Than Living on It (Android)

Our phones’ screens grow larger, yet our thumbs stay the same. How do we then reach the main menu button or the time span and accounts button on the top of the screen?

Worry not. You can easily swipe from anywhere along the left edge of the screen toward right. This will open the main navigation menu.

The same works on the right edge of the screen. Swipe with your finger from anywhere on the rightmost edge of the screen toward left and the accounts and time span sidebar will open. When done, you can simply swipe them back in the opposite direction.

This can make your use of Toshl a lot quicker and more comfortable for your thumbs.

Posted in Android Tutorials, Uncategorized

Hint: Drag the + button to quickly add expenses, incomes and transactions (Android)

Toshl 2.0 mobile apps have a useful little trick up their sleeve. No matter where in the app you are, you can quickly add an expense by simply dragging the + button up and to the right in a circular motion. Depending on where you release the button, you can add an expense, income or a transaction.

If you haven’t yet, you can download the Toshl 2 Android app here.

 

Posted in Android Tutorials

Location, Location, Location! Expense! Location. (Android)

Looking at an expense. Food & drinks, 10 € on the 21st… What was that? My stare at the expense grows emptier by the second, perfectly reflecting the emptiness of my memory. If I only remembered where I had spent that. Easy solution: add a location to expenses in the future and the problem will go away. Plus, I’ll get a pretty cool spending map in the end.

When adding an expense or income, tap the location button on the bottom left of the screen. The suggestions of nearby locations and venues will show up.

The locations displayed are the Foursquare venues that exist in your immediate surroundings. If you already see the venue where you spent your money, just tap on it and the location will be added with your expense. Save the expense and that’s it.

Clicking on the mini map on the expense details will open it in Google Maps.

 

What if the right location isn’t on the list?
If the location isn’t on the list, but you’re sure it should be near, tap “More locations” below the list of suggestions.

You’ll get a longer list with more suggestions of venues around you. If it still doesn’t show up, or the actual location of the venue is different from where you are right now, try searching for it.

Toshl_2.0_monster_0068_69

This works well if you’re adding an expense when you’re at the actual location, but if you’re already some where else, or want to make it more precise, we have another trick up our sleeve. You can paste in the coordinates to display the venues around that location. This option is only available in the Web App though. See the Locations blog post for the web app.

We will be improving this functionality in the near future, making it possible to search by the name of town when you’re already in another location. Stay tuned.

 

 

Locations map
Once you’ve been diligently noting your locations with the expenses for a while, a nice map of your spending activities will start drawing out in the locations section. Click on one of the dots and the details for that location will show up.

If you’ve been spending at a single location multiple times, these entries will be summed up on the location. Now you can finally know how much your crush on that cute waiter or waitress has been costing you.

 

 

Filtering locations and filtering by locations
The locations map, like all the data in Toshl, depends on the filtering options that you have set up. By default the map will display all the locations in your current financial month. Need to see where you’ve been spending all the time that you’ve been using Toshl? Set the time span to all time. Voila, all your stops, on one handy map.

In the web app you can also filter by tag or category, not just the time or accounts.

 

 

What about the sum for the entire franchise?

While this approach is great for tallying up spending at an individual venue, it comes a bit short if you would like to tally up all your spending at an entire franchise, not just a single venue. For example, to know how much have you spent at all the E. Leclerc stores, not just the one in Ljubljana. If you need that information, you can still add a tag with the franchise title to each such expense and all your expenses at that franchise will be summed up using the tag. There is something to be said about places that are unique, though. ;)

Posted in Android Tutorials, Tutorials

Updates to the Toshl Finance Apps: Import, Toshl Pro, Search on Android

Import financial data into Toshl

We have recently added a much requested feature to the Toshl web app. You can now import your data to Toshl from your CSV, QFX, OFX and QIF files.

This means you can now import financial data you have in other apps, or data that your online bank provides.

The importing process is pretty straightforward: open toshl.com in your web browser and click the Import data link in the main menu on the left.

Then you can simply drag and drop your CSV, QFX, OFX or QIF files and confirm to import them. The latter three formats will import instantly, since these formats are already well structured for financial information.

CSV (comma separated values) files require an extra step, since the format is more general and the data can be structured in any number of ways.

Capture d'écran 2016-08-01 16.09.13

Worry not, we’ve simplified CSV importing as much as possible. You’ll be shown a preview of the data from your file and you can then choose which fields from the CSV files match which type of data in Toshl. For example, select which field is a date, an expense description or an amount. Once you’ve selected those from the dropdown, you’re all set and can continue with the import.

It’s wise to create a new financial account for the imported data, so it doesn’t mix up with the rest of the data and you can easily turn it OFF or ON in the accounts sidebar.

The import feature is available for both free and Toshl Pro users.

 

Updated Toshl Pro plans

We have also made some changes to features included in free and Toshl Pro plans. We needed to find a better balance to be able to continue to develop and improve the Toshl Finance apps. Features that have been moved to the Toshl Pro plan are adding of automatically repeating entries, reminders, exporting in formats other than CSV (which remains free) and locking the app with passcode/fingerprint in the mobile apps.

The price of the monthly subscription has increased to $2.99 per month, but the yearly plan will remain priced at $19.99.

While we realise that this might come as an unfortunate surprise for some of you, we hope you can understand that developing and maintaining apps such as Toshl takes significant resources and a good balance needs to be struck so we can continue to offer you these services long into the future. We can only hope that you understand the reasoning behind our decision and continue supporting the development of Toshl. To infinity and beyond!

Toshl Pro pricing / upgrade

 

Updated Android app (2.0.4)

The Android app received an important update recently. The search functionality has been added, so you can now search for practically any info you would find on an expense, income or transaction.

To improve ergonomics and ease of use, we’ve also added another large Save button to the bottom of all the Add entry screens. It should make things a lot easier, especially for those of you with larger screens, no need to stretch those thumbs anymore!

There are tons of other improvements and fixes, too numerous too list all here. For example, tag selection is no longer cut off on some smaller devices, pull down list to refresh now fetches more data, users in Hong Kong now get the traditional Chinese localisation by default, the expense lists now load much faster…

 

Download the updated app on Google Play

Toshl Android Monster

Posted in Announcements

How to use the Budgets (Android)

 

Budget list

When you tap the Budgets section, you’ll see all the budgets that you have in the current time period.

Each budget has its own progress bar and shows how much of the budget is used and left this month. That way, you can quickly monitor the current state of all your budgets at once.

If you use monthly budgets, you’ll notice that budgets are displayed in two ways:

 

Monthly budgets for all expenses and monthly budgets for categories

The top budget is your general monthly budget for all expenses. The category budgets below each represent a percentage of the total monthly budget.

If you added up all the category budgets, they add up to the monthly budget for all expenses. That’s why the little progress bars beneath each category budget are of different lengths. Together, they would be the full length of the progress bar for the monthly budget for all expenses.

The categories for which you have not yet made a budget are covered in the “Remaining budgets” section. That way you get a picture of how your monthly budget for all expenses is distributed among all the categories.

 

All other budgets

All the budgets which are not monthly for all expenses, or monthly for a category, are displayed as individual budgets. They cannot be displayed in the upper part of the list as they don’t necessarily match up in time or scope with the other budgets. Such budgets can be interesting in their own right, but not immediately comparable to monthly budgets for all expenses or categories.

 

Filtering

Budgets displayed in the list are filtered just like any other content on Toshl.
Only budgets that have a budget period in the currently chosen time span will be displayed.
If you used the filtering option on the top right, only the budgets that fit those criteria will be displayed. For example, if you filtered to display only one category, only the budgets that track that category will be displayed. Same goes for tags and other filtering options, except accounts.

Don’t forget about the “Planned” ON/OFF setting in the time span settings in the right sidebar.

If it’s set to ON, the budgets will already include your planned expenses which aren’t yet due this month. If planned is set to OFF, only expenses that happened until today will be displayed.

 

Budget details

Let’s take a look into the details of an individual budget. We’ll take a look at a monthly budget for all expenses and see what all the graphs and data mean.

 

Title & budget amount

The title is pretty self evident, but it’s worth mentioning that they are generated automatically, based on the type of budget you created. If you want you can change it by clicking Edit in the top right corner of the screen.

The amount shown on top is the total amount for the budget for the given time period. You can use your main currency for the budget (recommended) or a foreign one, if it’s your travel budget while you’re abroad, for example.

 

Budget statistics for the current period

 

Used & planned: the amount of money that was already spent from this budget in the displayed time period. If it mentions “planned” it also includes the expenses that you have already added in the future of this time period, but weren’t due yet. For example, bills that haven’t arrived yet this month. If you want to see just the expenses until today, click the time span setting at the top of the screen and set the “Show planned expenses in graphs” setting to OFF.

 

Left: The amount of money remaining in this budget, that you have not spent yet.

 

Left per day: The amount of money remaining, divided by the number of days remaining in the budget period.

 

Budget overview graph

This graph takes a little bit of getting used to all the elements of it, but once you get the hang of it, you get a great feel for the real state of your budget in a single glance.

 

Progress bar and the blue/red lollipop

The blue-coloured background tells you how much of your budget still remains. In the beginning of the period it’s all blue, but as you add more expenses things heat up and it starts shrinking towards the right side. Kind of like a glacier. The blue lollipop shows the end of the progress bar and displays how much money is left in the budget.
If you surpass the budget amount you have set for yourself, the progress bar will start appearing from the left in red colour, with the red lollipop up front, displaying how much did you go over your budgeted amount.

 

The today lollipop

In the budget graph for the current period you’ll also see an upside-down lollipop in dark grey with “today” written on it. This lollipop shows current time compared to the whole budget period. The entire length of the graph is the entire amount of time in the budget period and the lollipop displays where you are now.

 

The red columns

These columns are daily sums of expenses. They show how much you spent on a given day in the budget period, telling you when you spent the most and helping you to find the main culprit of overspending. Click and hold the cursor over the graph to see the daily details. The taller and darker the column, the more was spent.

 

Compare the “money left” and “today” lollipops

Comparing the lollipops quickly tells you how you’re doing with your current budget. The blue lollipop tells you how much money you have left in the budget, the grey one tells you how much time you have left.

If they’re aligned or almost aligned, you’re right on track so far. You’re on the way to spend the almost exact amount of money you budgeted in this period.

 

If the today lollipop (grey) is way ahead of the money left lollipop (blue), then you’re doing great with your budget. You’ve spent less than you thought you will in this amount of time. If this happens a lot, perhaps it’s time to lower the budget amount.

 

If the money left lollipop (blue) is way ahead of the today lollipop (grey), then you’re not doing so well with your budget. You’re spending more than was expected. Time to reduce your spending, or if that’s not possible, make the budget amount larger next time.

 

If the lollipop has already turned to red, you have already spent more than the money you had put in the budget amount. The lollipop simply tells you by how much.

 

Budget type

 

Time period, Accounts Tracked, Budget Type

The 3 basic settings of the budget.
Time period: shows what kind of period of time does it track and how quickly it transitions to the next period, e.g. daily, weekly, monthly, yearly or one time. You can set a budget to a custom time period: e.g. every 2 weeks, every 3 months etc.

 

Accounts tracked: Whether the budget is set to track the expenses noted on all financial accounts or only some.
Budget type: Whether it tracks all expenses, those in specific categories, those using specific tags or excluding expenses some categories or tags.

 

Included expenses: Shows all the expenses that are counted in this budget. Which expenses are included of course depends on how you set the budget in the properties above.

 

The budget history graph

 

This graph shows the previous budget periods and the total amount of money that was spent in the period. By tapping and holding over the budget history graph you can also see more details for the period, including the amount of the budget, amount spent and how much was saved or lacking in the period.

 

The budget history list

Here you can see each one of your past budget periods. You can easily tell how much you exceeded or saved on a budget in a given period on the list. Tapping on one of the periods will take you to the budget details in that past period of the budget.

 

Toshl Pro budget limitations

People using the free Toshl are limited to adding 2 budgets, with Toshl Pro you can add as many as you like. If your Toshl Pro subscription expires, the extra budgets will be deactivated. The data will not be deleted, if you extend your Toshl Pro subscription you can continue using them normally.

pro_badge_beigeToshl Pro is available as one of these plans:

$1.99 / month
$19.99 / year
$59.99 / 3 years + free T-shirt

Learn more about Toshl Pro

Want to start budgeting, but don’t know where to start? Read our tutorial “How to Set Up Your Budgets and Control Your Spending” and you’ll be set up in a heartbeat. Maybe two heartbeats. It will be a few more heartbeats really. It’s just a figure of speech, get of my back, will you!? ;)
Toshl_2.0_monster_0059_60_c

Posted in Android Tutorials, Uncategorized