Here’s just some of the stuff we’ve been up to in the past few weeks:
Web App: – switching between expenses, incomes and transfers now preserves amounts and other properties – nicer time span switcher – little coloured indicators for last edited expense on list – monthly all/category budgets are now summarised on River Flow as well – fixed sorting of suggested tags, better reflects frequency of use now
Android – fixed search by amount with decimals – fixed River flow look on some screen sizes – Google Play subscription system updates – crash fixes
iOS A lot of fixes related to iOS 13 release: – passcode lock again full screen – Facebook log in fix – graphic stuff like new tabs, dark mode related glitches – crash fixes
Bank connections – PSD2, don’t even get us started, more details on this soon. – TransferWise now available. – If you’d like to connect and help us test Monzo, please contact us on email@example.com
And a bunch of other smaller fixes on all platforms.
While these are mostly maintenance fixes and minor improvements, we’re continuing work on larger projects, coming later this year.
Beware of Greeks bearing gifts. Or Singaporeans bearing free movie tickets in this case. The fact that we won’t buy you a free movie ticket usually goes without saying. However we’ve been getting reports that people purporting to be representatives of Toshl Finance have been offering movie tickets in Singapore’s Suntec shopping centre in exchange for phone numbers.
We do not have ANY official representatives in Singapore and are NOT running any such promotion.
Please disregard such offers and DO NOT give them any personal information. We are not yet aware of their full intentions, but since they are abusing our good name without any authorisation, it’s possible something nefarious might be at play here.
If you have been approached by these people or can offer any additional information about this, please contact us on firstname.lastname@example.org.
To make sure all your new transactions and account balances are up to date in Toshl, thousands of bank connections need to be maintained and working well with the help of our bank connection partners. In addition, we keep expanding the connections on offer, so all your bank, retirement accounts and credit cards can be automatically updated with ease. To keep you abreast of what’s going on behind the scenes, we plan on make such bank connection news a regular fixture on our blog.
Additions There’s about a 100 new ones in addition to more than 13 000 already on offer. Among them; Starling Bank in the UK, BBVA Compass and Zero in the US. Our Brazilian customers will also be happy to learn that Banco Inter is back after a hiatus. The full list of added connections is available below.
Upcoming (in testing) The often requested TransferWise and Monzo are in testing and will most likely be available in the coming weeks if all goes to plan. Additionally a lot of new connections in Slovenia, France, Spain and across the European Union are being worked on in preparation for the final entry into force of the new PSD2 directive. This legislation mandates that all EU banks offer official automatic connections, which will mean more bank connection on offer in the future as well as quicker and more reliable existing connections. In the short term it also means a lot of developing and paperwork for our bank connection partners and us.
Ongoing issues While we try to keep things going as smoothly as possible we do sometimes encounter problems on some connections which we cannot immediately remedy. More often than not, this is due to banks blocking our bank connection partners and 3rd party apps like ours from connecting and ignoring efforts to resolve the issues with dialogue. This kind of often anticompetitive behaviour is one of the issues that the aforementioned PSD2 legislation is tackling in the EU. We’d be very happy to see the rest of the world follow suit in demanding official APIs from financial institutions.
While we cannot get into more details for each connection, at the time of writing we’re experiencing ongoing issues with Capital One (US), ABN AMRO (NL) and AMEX (US).
List of recently added connections
Brazil Banco Intermedium
Canada Canadian Western Bank – Online Banking First Calgary Financial – Personal Banking First Credit Union – Online Banking Frontline Credit Union – Personal Banking Ganaraska Financial Credit Union – Personal Banking Heritage Credit Union – Personal Banking Island Savings Credit Union – Personal Banking Kingston Community Credit Union – Online Banking Kootenay Savings Credit Union – Online Banking Northern Savings Credit Union – Online Banking Salmon Arm Savings and Credit Union – Personal Banking Union Bay Credit Union – Personal Banking VantageOne Credit Union – Online Banking
Germany Norisbank Berlin
United Kingdom NatWest business NatWest offshore (international) Starling Ulster Bank Virgin Money Bank Credit Cards Virgin Money Bank Investments Virgin Money Bank Savings
Netherlands ASN (personal)
United States 1st State Bank (NE) – Personal A.R. Schmeidler and Company ABA Retirement Funds – ABA Retirement Funds Actinver Securities ADP – Retirement Services – Plan Participant ADP TotalSource Retirement Savings Plan Aetna 401k – Aetna 401k Aintree Capital – Client Access Akin Gump Strauss Hauer & Feld LLP Alden State Bank (NY) – Personal Alliance Bernstein 401k Plan Amarillo National Bank – Personal American National Bank (IA & NE) – Personal American Trust – Online Banking Ametek Retirement Plan Arkansas Diamond Deferred Compensation Plan Armstrong Bank (OK) Army Aviation Center Federal Credit Union Arvest Bank 401k & Profit Sharing Retirement Plan Asheville Savings Bank – Personal Online Banking Services Associated Securites Corporation Astra Bank Atlantic Federal Credit Union Atos 401k Savings Plan Bainco International Investors Baker Botts L.L.P. 401k and Savings Plan BancWest Investment Services Bank 7 Bank of Bennington (NE) – Personal Bank of Clarke County – Personal Bank of Marin – Personal Banking Bank of the James Baxalta Savings Plan Baxter Savings Plans Bay Bank – Personal Online Banking BBVA Compass BBVA Compass – ClearSpend Visa Card BBVA Compass Investment Solutions – Pershing Beacon Community Credit Union Beech Hill Securities Beneficial Investment Services Benjamin F. Edwards & Co. Best Buy Retirement Savings Plan BMO Harris Financial Advisors BNP Private Wealth Management BNY Mellon Capital Markets Boiling Springs Savings Bank – Consumer Online Banking Bolton Global Capital Booz Allen ECAP Boyd Gaming Corp 401k Plan and Trust BPU Investment Management Bruning State Bank Bulltick Capital Markets Cadaret Grant & Co. Calpers Supplemental Income Plans CalSTRS Pension2 Capital Analysts Incorporated – Pershing Capital Guardian Capital One Investing CAPTRUST CAPTRUST Financial Advisors – Client Login Catholic Federal Credit Union CB&S Bank in Alabama – Personal CenterPoint Energy Savings Plan Charter Bank (WI) Choice Financial – Mobile Banking CIRS 401k Citi International Financial Services (CIFS) – Pershing City of Los Angeles DC Plan Clinton National Bank CNS 401k Plan Colorado PERA 401k/DC/457 Plans Commonwealth Securities Limited Community National Bank Community National Bank & Trust (KS) Constellation Wealth Advisors LLC – Client Access Constellis 401k Plan CRI Securities Cuna Brokerage Services, Inc – Pershing DAIMLER Retirement Savings Plan DaVita Retirement Savings Plan Deutsche Bank Alex Brown – DBConnect Dollar General Retirement Plan Dreyfus Lion eChapman Empower Retirement – ACEC Retirement Trust Empower Retirement – AEP 401k Empower Retirement – American Funds Empower Retirement – Career Education Corporation 401k Plan Empower Retirement – CCOERA Empower Retirement – CFG Empower Retirement – Chesterfield County 457 Deferred Compensation Program Empower Retirement – Chicago Public Schools Empower Retirement – City of Arvada Retirement Empower Retirement – City of Austin Deferred Compensation Plan Empower Retirement – City of Los Angeles Premiere Deferred Compensation Plan Empower Retirement – Comerica Retirement Empower Retirement – Commonwealth of Pennsylvania Deferred Compensation Program Empower Retirement – County Of Los Angeles Defined Contribution Plans Empower Retirement – County of Orange Defined Contribution Program Empower Retirement – County of Santa Barbara 457 Deferred Compensation Plan Empower Retirement – CoxHealth Savings Incentive Plan Empower Retirement – Directed Account Plan Empower Retirement – EMJAY Retirement Services Empower Retirement – Fairfax County Public Schools Retirement Savings Plans Empower Retirement – Fifth Third Bank Retirement Plan Empower Retirement – Great-West Smart Track Variable Annuities (Non-New York Residents) Empower Retirement – Gwinnett County Retirement Plan Empower Retirement – Hallmark Empower Retirement – IRA Empower Retirement – JBS 401k / Pilgrim’s Pride Retirement Savings Plan Empower Retirement – JPMorgan Asset Management Empower Retirement – KPERS 457 Empower Retirement – Lockheed Martin Savings Empower Retirement – Louisiana Deferred Compensation Plan Empower Retirement – Massachusetts Deferred Compensation SMART Plan Empower Retirement – Mercy Myretirement Program Empower Retirement – MetLife Empower Retirement – Minnesota Deferred Compensation Plan Empower Retirement – Minnesota State Retirement System (MNDCP) Empower Retirement – Mississippi Deferred Compensation Plan Empower Retirement – Montana Public Employee Retirement Administration Empower Retirement – Nada Empower Retirement – Nebraska Public Power District Empower Retirement – NetXInvestor Empower Retirement – New England Financial Empower Retirement – NYCE IRA Empower Retirement – Penn State Milton S. Hershey Medical Center Empower Retirement – Persi Empower Retirement – RELX Group Empower Retirement – Sony USA Empower Retirement – SoonerSave Empower Retirement – South Carolina Deferred Compensation Program Empower Retirement – State of Alaska Supplemental Annuity and Deferred Compensation Plans Empower Retirement – State of Florida Deferred Compensation Plan Empower Retirement – State of New Hampshire 457b Public Employees DCP Empower Retirement – SunTrust Empower Retirement – TD Ameritrade – 401k Plan Empower Retirement – TexaSaver Empower Retirement – The Childrens Hospital Empower Retirement – Thrivent Empower Retirement – TN Retire Ready Empower Retirement – Vail ResortsRetirement – Vermont 457 Retirement Empower Retirement – Walgreens Empower Retirement – Washington State Deferred Compensation Program Empower Retirement – WellSpan Health Empower Retirement – Wisconsin Deferred Compensation Program Equity Bank (KS) – Personal ExxonMobil Savings Plan F&M Bank (NE) Farmers & Merchants Bank of Central California Farmers and Merchants Bank of Long Beach (CA) Farmers National Bank (Danville, KY) Farmers State Bank Fidelity Bank (Georgia) – Mobile Banking Fidelity Bank (TX) Financial Partners Credit Union Financial Symmetry Fintegra Financial Solutions First Bank First Bank of Linden (AL) First Choice Credit Union First Citizens Securities First Command Bank First Command Financial Planning First Community Bank of Central Alabama First Credit Union (AZ) First Empire Securities First Farmers & Merchants Bank (Cannon Falls, Le Suer – MN) – Personal First International Bank & Trust – Personal First National Bank of Gilmer – Personal First Security Bank (MT) First State Bank (NE) – Personal Fluor Corporation Retirement Plans Freudenberg-NOK General Partnership 401k Plan FSC Securities Corporation – Pershing Genoa Bank Gibson, Dunn & Crutcher Retirement Plan Goldman Sachs Private Wealth Management Green Belt Bank & Trust Gwinnett County Retirement Plans Hearst Benefits Wealth – Retirement Savings Hefren – Tillotson, Inc Heidelberg Retirement Savings Plan Henley and Company Hewitt Financial Services Home Bank – Business Home National Bank (Racine, Syracuse, Middleport) Honeywell Savings Program Huber 401k Investment Program Hunter Douglas Inc Savings 401k IDB-IIC FCU Ideal Credit Union Indiana Public Retirement System International Assets Advisory (IAA) – Client Access Intralinks Invesco – Investor Account Access Invest Financial Corporation Investment Professionals Inc. Jefferies – Private Client Services John Hancock – Retirement Plan Services Kohler Company 401k – Kohler Company 401k Lake Elmo Bank Legends Bank (TN) Leidos Your Retirement Center Lincoln Investment Planning Lion Street Financial Lockheed Martin Savings Plan Lockheed Martin Savings Plan Los Alamos National Bank – eBanking Los Angeles Unified School District (457b) Lubrizol Profit Sharing and Savings Plan M Holdings Securities M&T Bank – Web Trading M1 Finance Maine State Credit Union MasterCard Retirement Plan Mercer Wealth Solutions Minnesota State Retirement System Montana Federal Credit Union NAPA Profit Sharing Plans National Bank of Commerce (WI & MN) Nationwide Securities NBK Capital Nestle SmartSavings Program NetExchange Client NetExchange Investor NetExchange Investor NetXInvestor Client Occidental Petroleum Corporation Retirement Plan Olin Employee Ownership Plan One Vision FCU OneWest Bank – Personal Banking Oregon Savings Growth Plan Oriental Financial Services Park View Federal Credit Union Parkside Federal Credit Union Partners Bank of California Pella Corporation 401k Pennsylvania Higher Education Assistance Agency (PHEAA) Peoples Bank (IN, IL) – Personal PERS/OPSRP Individual Account Program Pershing Brokerage Services – BNY Mellon Personal Capital Pershing Login Piggott State Bank Portland General Electric Company 401k PPG Industries Retirement Plan PrimeSouth Bank (GA) Publix 401k SMART Plan Raymond James USA Limited Refinitiv Retirement Plan RM Stark and Company Rockwood Bank – Personal Royal Alliance – Pershing Sacramento Credit Union SagePoint Financial – Client Sanibel Captiva Community Bank Saturna Brokerage Services Seattle Metropolitan Credit Union SECU Brokerage Services Securian – NetXInvestor Sentinel Securities Serco Inc. 401(k) Retirement Plan Shareholders Service Group SII Investments SII Investments, Inc – Pershing Sodexo 401k Savings Plan Sorrento Pacific Financial Spirit AeroSystems Retirement SpiritBank St. Louis Community Credit Union Starwood Savings and Retirement Plans State of Michigan 401k/457 Plan Sunlife Savings and Advantage Plan SUPERVALU STAR 401k Plan TD Ameritrade TD Wealth – Investments The Fidelity Bank (NC) – Personal The GMS Group, LLC – Client Login The MYR Group 401k The Plains State Bank (KS) The Southern Credit Union The Vencore 401k Pla Trading Direct Transamerica – Retirement – NetXInvestor Unified Bank United Launch Alliance 401k Savings and Retirement Plan Unitus Community Credit Union University of Iowa Community Credit Union UPS 401k Savings Plan – UPS 401k Savings Plan Valley Bank of Kalispell Venecredit Securities VOYA Annuity & Assets Contracts – Client Login VOYA Life Insurance – Client VOYA Retirement Plans Waddell & Reed, Inc. Washington Federal Savings Washington State Employees Credit Union West Michigan Community Bank – Personal Westpac Securities Limited Wiley Bros. Winslow Woodbury Financial Services York Securities Yum Savings Center Zero
For a couple of months, the Toshl team has been working diligently on a new splitting feature for the Toshl Finance apps. We are introducing this functionality for people who enjoy having their finance under complete control. It’s now easy to split the total of any receipt into smaller parts in the Toshl apps and make the tracking of your expenses and incomes more precise.
The splitting functionality is very handy when it comes to managing the bills issued for multiple types of expenses. You can keep an eye on your costs and sort them better by adding different categories to the parts of the bills in Toshl apps. After visiting a grocery store, it’s easier to note your multiple types of expenses (e.g. cosmetics, accessories, food). Once the bill for this purchase comes in, you can find it in your Expenses, open it and click “Split”. In a couple of clicks, you will split it into different types of expenses adding relevant categories and tags. In this way, you could track all kinds of your expenses easily.
Splitting into categories and tags is especially convenient for Toshl Medici users who use an automatic bank connection, but it can be also used with manual financial accounts. Other than splitting into categories and tags, it can help you track your shared purchases, loans, refunds or cashbacks.
All in all, it will make tracking your spending more precise and easier.
Platform improvements. These were either improved in all the Toshl apps, or on the server (backend) and thus automatically improve all the Toshl apps.
We greatly improved the reliability of detecting transfers between financial accounts. If you’re interested in how and what you can do to better note transfers, see the transfer matching blog post.
Detected transfers can also be un-matched into their expense and income constituent parts.
Semi-automatic bank connections, those that require an input of credentials whenever updating are now more clearly noted. All the apps now show a notice about this when connecting to the bank. A reminder notification to update the data each week is advised.
Expenses and incomes on automatic accounts can now be manually deleted.
We’ve increased the date range for which the transactions are available on about 400 bank connections.
Various minor reliability improvements on bank connections, to avoid duplicates, make sure entire descriptions of transactions are imported, balances show only the current balance instead of the total available etc.
Planned expenses and incomes now show with dates on the list.
Customized pins on the location map (lollipops FTW!).
The “my financial month” setting is now available in the mobile app. With it, you can set your financial month to start on a different date than the calendar month. Tap the red month button in the right drawer to set it.
Transaction description previews are now shown directly on the expense and income lists.
Updated the report a bug widget, so it’s easier to report bugs or ask questions about specific data from the web app.
We also worked on major features coming in the future, added tons of other minor improvements and fixes, too numerous too list here. But when it all works well, you’ll know they’re there. 😉