Category: Announcements

Improved System for Tracking Expense Locations and Venues

Posted on April 18, 2018

We have recently updated the way locations are suggested and tracked in the Toshl Finance apps. Based on your coordinates, provided by your phone using GPS / Galileo / GLONASS or web browser (for web app), Toshl suggests specific venues that you can note on your expenses and incomes.

To match these coordinates with specific places of business with their real names, Toshl uses a location service to provide this information.

To improve the breadth, accuracy of location results, as well as terms, we have now changed the location database providers from Foursquare to Google Places. While Google’s system should contain more venues and more precise data, the downside is that we can’t match them 1:1 with the Foursquare locations you might have used earlier. There can be differences in their databases regarding individual venues, so they cannot always be matched precisely. Your existing locations will remain saved as they are, but new ones will be located based on Google’s location results. We apologise if this change caused any inconvenience.

We hope this adjustment will help us all track our expense locations with greater detail and ease.

For more information about using locations in Toshl on Android, iOS and Web, click on the respective link for your platform. Don’t forget you can also add locations outside of your immediate vicinity, simply by using search and a comma.

Posted in Announcements

Free 30-Day Trial with Toshl Pro and Medici

Posted on April 5, 2018

“Better a free trial, than a trial by fire” is what my grandmother used to say. Well, she didn’t really, but it sounds cool. Whether or not she really said it, she was right.

That’s why we’ve added a 30-day free trial for Toshl Pro and Toshl Medici in the latest round of updates in all Toshl Finance apps. You can now easily try before you buy and see how Toshl can help improve your personal finances.

Medici and free trial badge

How does the free trial work?

Anyone who is upgrading to Toshl Pro or Medici for the first time is eligible for the trial. You’ll be able to use all the features that the paid plans provide for 30 days. That way you can connect your bank, see how it works, analyze your finances with the Planning graph, try budgeting in more detail, add receipt photos to your expenses… Whatever tickles your fancy.

After the 30 days have passed, the subscription plan you chose will be automatically charged and extended. If you didn’t like the plan, you can cancel the renewal anytime before the 30 days have passed. The option to cancel the renewal is available in the user settings (Me) in the web app on toshl.com, in the Google Play app or iOS Apple ID settings, depending on where you upgraded.

3-year plan exception

You can use the free trial with any payment method available on Toshl, be it on the Web, Android or iOS. There is however one exception. The free trial cannot be used if you upgrade to the 3-year Pro or Medici plan. With the 3-year plan, you also get a Toshl T-shirt or socks. Since we send these soon after your purchase and spend money on the goods and shipping, we’re unable to provide a free trial period with that plan.

Caterina de Medici

The Toshl free trial is a kind of trial even Catherine de Medici could approve of.

Posted in Announcements

Ready. Set a Start Date for Bank Account Connections. Go!

Posted on February 23, 2018

With Toshl Medici, you can connect your bank account to Toshl and make it easier to track your finances and budget. Sometimes though, it’s useful to limit the span of the transactions that are imported. Perhaps you’ve decided to wipe the slate clean with a New Year’s resolution and only track your finances properly from the January 1st onward. Or perhaps you tracked that financial account manually earlier and want to avoid the duplication of data.

In any case, you can now precisely set how much data to import when connecting a bank or other financial account.

While the images presented here are from the Toshl Finance web app, this works the same way in the Android and iOS apps.

After you have connected your account, you’ll be presented with these options.

By default, Toshl will import all available past data. From how far back the data can be imported will differ from bank to bank. With most bank connections up to 18 months of data is available, while some are limited to a few weeks.

You can also import from today on, or from a specific date of your choosing. Pick the date on the calendar, click Finish and you’re all done.

import date picker Your fresh financial year can now begin in earnest…

…and the Toshl monsters will be here to remind you of your other New Year’s resolutions once in a while as well. ?

Posted in Announcements, Tips & Tricks, Tutorials

Track Your Cryptocurrency Assets on Bitstamp, Bitfinex and Coinbase with Toshl

Posted on February 22, 2018

Tracking all your Bitcoin, Ethereum, Litecoin and other assets on cryptocurrency exchanges just got a whole lot easier. Toshl can now automatically connect to Bitstamp, Bitfinex and Coinbase exchanges. With these integrations, your crypto accounts can be automatically uploaded with latest balances, as well as individual transactions.

You’ll always see the crypto value side-by-side with the current value in your main currency, which is likely the one you’re most used to thinking in.

This applies both to the account balances as well as the prices of individual transactions. So there’s no need to search for “BTC to USD” conversions and manual calculations. You’ll see the exact price for all your assets right next to your account.

How to connect to the cryptocurrency exchange?

Setting up the connection to a cryptocurrency exchange is very similar to any other bank connection in Toshl. Go to the Bank connections section and click “New bank connection“.

You can then search for an individual exchange or click the country dropdown on the top right and select “Multiple countries”. All the crypto exchanges will be listed there.

Once you select the exchange you wish to connect, you’ll need to enter your credentials. With Coinbase, you’ll be redirected to their website where you can log in and confirm the connection.

With Bitstamp and Bitfinex, you will first need to create an API key on their respective websites. More detailed instructions on how to create the API key are available on the Toshl connection page. It’s a few extra clicks, but quite easy to do. The API key is there to enable the automatic connection without Toshl ever having to know your account password, which adds an extra layer of security.

Once you’ve entered the required info, you can select how much data you want to import from the cryptocurrency exchange. You can get all the past data, data from a specific date onward or from now on. With Coinbase, you can select this after the credentials are verified.

Then just click Connect.

All done! Toshl will now download the data and show it in Toshl. Don’t forget you can set a filter to only see data from particular financial accounts or categories.

Tracking assets in crypto wallets

While tracking the assets in your crypto wallets is not available yet, you can also track them manually using a normal financial account in Toshl. Make a new manual financial account in Toshl, choose the currency the account will be denominated in and the current balance. You can then add transfers or incomes and expenses to that account.

If you often transfer money from your exchange accounts to your crypto wallet, Toshl can half-automate this for you. The transfer will likely be automatically detected on your exchange account and will just be missing info about the part of the transfer in your wallet. Go to Bank connnections, click on “Review entries” on your crypto exchange connection. There, you can confirm which incomes and expenses are really transfers and Toshl will offer to automatically fill in the manual portion of the transfer on your wallet account, so you can sort it all out in 2 clicks.

Currencies and exchange rates

The exchange rates for entries and balances on the connected accounts are fetched from the particular cryptocurrency exchange you’re using.

If you’re adding a cryptocurrency entry to a manual account that isn’t connected to an exchange, Toshl will suggest a middle rate for the currency. You can also enter a completely custom exchange rate, if you so prefer.

We’ve also added support and fresh exchange rates for 35 new crypto currencies. Together with the previous additions of currencies in February and July 2017 this brings the total count to 55.

Latest cryptocurrency additions

Rates for these are provided by Bitfinex.

Ethereum Classic (ETC)

Recovery Right Tokens (RRT)

Zcash (ZEC)

CST Core (BCC)

CST Unlimited (BCU)

Iota (IOTA)

EOS

Santiment (SAN)

OmiseGO (OMG)

Bitcoin cash (BCH)

NEO

ETP

Qtum (QTUM)

BG1 (BT1)

BG2 (BT2)

Aventus (AVT)

Eidoo (EDO)

BTG

Streamr (DATA)

QASH

AidCoin (AID)

Basic Attention Token (BAT)

aelf (ELF)

FunFair (FUN)

Decentraland (MNA)

Ethfinex Nectar Token (NEC)

RCN

Augur (REP)

iExec (RLC)

SingularDTV (SNG)

SpankChain (SPK)

Time New Bank (TNB)

TRON (TRX)

YOYOW (YYW)

0x (ZRX)

List of cryptocurrencies available in Toshl

February 2018, alphabetical, all currencies are updated with latest exchange rates

0x (ZRX)
aelf (ELF)
AidCoin (AID)
Augur (REP)
Aventus (AVT)
Basic Attention Token (BAT)
BG1 (BT1)
BG2 (BT2)
Bitcoin (BTC)
Bitcoin cash (BCH)
BitShares (BTS)
BTG
CST Core (BCC)
CST Unlimited (BCU)
Dash (DASH)
Decentraland (MNA)
DogeCoin (DOGE)
EarthCoin (EAC)
Eidoo (EDO)
Emercoin (EMC)
EOS
Ethereum (ETH)
Ethereum Classic (ETC)
Ethfinex Nectar Token (NEC)
ETP
Factom (FCT)
Feathercoin (FTC)
FunFair (FUN)
iExec (RLC)
Iota (IOTA)
LindenDollar
LiteCoin (LTC)
Monero (XMR)
Namecoin (NMC)
NEO
NovaCoin (NVC)
Nxt (NXT)
OmiseGO (OMG)
Peercoin (PPC)
Primecoin (XPM)
QASH
Qtum (QTUM)
RCN
Recovery Right Tokens (RRT)
Ripple (XRP)
Santiment (SAN)
SingularDTV (SNG)
SpankChain (SPK)
Stellar (STR)
Streamr (DATA)
Time New Bank (TNB)
TRON (TRX)
VertCoin (VTC)
YOYOW (YYW)
Zcash (ZEC)

Toshl Medici

The Toshl Medici subscription plan is required to automatically connect Toshl to financial institutions. Medici also enables automatic connections to banks in the Unites States, with more than 9000 connections available. We’re working on adding more bank and financial service connections worldwide.

Update 26. 2. 2018: Updated the post with 15 more currencies that were subsequently added.

Posted in Announcements, Personal finance, Tips & Tricks, Tutorials

Matching credit card expenses with Foursquare venues

Posted on October 26, 2017

We’re constantly making improvements to the Toshl services. Lots of them aren’t full blown features on their own, but come very useful when they show up.

For example, we recently added matching of expense locations that come in automatically through your bank connections to Foursquare venues.

When your credit card spending data comes into Toshl, an exact location can be determined based on the expense description. It won’t work for all expenses, but it should in a lot of cases.

Until recently, only the coordinates were added so you could see the map on the expense details. Now these coordinates automatically match to a Foursquare venue, so you have more detailed data about the place. These expenses can now also show up on the expense locations map in Toshl apps.

Better still, these expenses are now also summed up for an individual venue, so you’ll know exactly how much you spent at your favorite coffee shop or grocery store.

expense with location - una pizza napoletana

Here’s how it can look like when the expense location is matched. If you’re ever around, it’s the pizza to try in San Francisco.

That’s how the matching happens when using the Toshl Medici plan with automatic bank connections. Naturally, you can also add locations to the expenses you enter manually or to those which haven’t been determined automatically.

Posted in Announcements