Toshl Finance Blog

New Toshl Socks! Put Yourself and Your Finances on Firm Footing

We make handling your finances easier, but did you know we also make socks? Not just any kind, really nice, colourful socks that will liven up your summer attire. There’s also a somewhat toned down pair in grayscale that fits well with more formal pants, yet still includes the Toshl motifs.

Today, we’re adding a new sock design to the mix. Green, with blue fingerprint patterns and black white-columned spots. Check them out on the image below, but trust us, they look even better in person.

How do you get these socks, you ask? Upgrade to the 3-year Toshl Pro or Toshl Medici plan and we’ll send all three pairs your way. Consider this stylistic upgrade of your feet as another benefit of keeping your finances healthy and in order.

Excerpt from our pricing page below, click for more info. The 3-year plan with socks is only available on, as in-app purchases in the Toshl mobile apps don’t allow for shipping of physical goods.

Posted in Announcements, Goodies

Sberbank and Toshl Partner up to Help People Get a Grasp on Their Finances

Seeing our finances clearly and planning ahead takes good tools. There’s just too much financial info to keep in your mind at all times, while still being able to enjoy life unburdened.

Helping people make better financial decisions is something Sberbank Slovenia and Toshl Finance have in common. So we’ve decided to partner up and offer our common customers better tools to control their finances.

2 years of Toshl Medici for free

Anyone with a Sberbank Slovenia personal bank account can connect it and get a free Toshl Medici membership that’s valid for 2 years. There’s an additional 50% discount on the next extension after that. Thus, helping to manage finances comes with an 80€ starting gift – the value of these services – to get started with managing finances better.

Sberbank and Toshl Finance partnership

Sberbank, Medici, activate!

But how? Easy, start with any Toshl account. It can be free, no previous upgrades needed. In the Toshl app go to Main menu / Bank connections. Make sure popular Slovenian banks are shown, or search for “Sberbank” with the Slovenian flag. Click on it.

Follow the steps to connect your bank account to Toshl. You’ll be redirected to Sberbank’s website to log in and confirm connecting with Toshl.

That’s it! Once you’re connected with Sberbank, your Toshl user account will be automatically upgraded with 2 years of the Toshl Medici membership.

More detailed instructions and info about the bank connections is available in the Frequently asked questions – Sberbank (in Slovene).

Fruitful collaboration

We’re thrilled that we can finally announce this collaboration with the Sberbank team and doubly so for what’s still ahead. Sberbank Slovenia is consistently rated as a trustworthy and reliable bank by its customers and one they’d recommend to their friends and family. The bank will also be celebrating 30 years of presence on the Slovenian market this year. A presence marked not only by quality banking services, but also social responsibility, including support for Slovenian sport teams in Nordic skiing (ski jumps and cross-country), volleyball and beach volley.

The Sberbank group globally has more than 98 million retail clients, 2,7 million corporate clients, 290 000 employees and 14 100 branches, building on a 180-year tradition of banking.

So, what are you waiting for? Connect your Sberbank account and feel that fresh air flow through your finances.

Posted in Announcements

Bank Connection News – May 2021

Which banks are new on Toshl? What’s updated, removed and what shitty. Here’s a summary of what’s been happening with the available financial institutions on Toshl, since we last posted updates in March.

New or re-added bank connections


  • Oberbank
  • UBS


  • Banque Transatlantique
  • Banque de Luxembourg 
  • CBP Quilvest


  • Pleo


  • Luminor


  • AXA Banque
  • Banque BCP
  • Banque Courtois
  • Banque Kolb
  • Banque Laydernier
  • Banque Nuger
  • Banque Populaire (with regional branches)
  • Banque Tarneaud
  • BBVA
  • BRED Banque Populaire
  • Caisse d’Epargne (with regional branches)
  • Crédit Coopératif
  • Crédit du Nord
  • Crédit Mutuel de Bretagne
  • Crédit Mutuel du Sud-Ouest
  • Max
  • Natixis Wealth Management France
  • Société de Banque Monaco
  • Société Marseillaise de Crédit
  • UBS


  • OP


  • WEG Bank
  • UBS


  • Takarék Bank
  • Erste Bank Hungary is a special case. While an API connection has been re-added to test, the bank is very unresponsive and slow in fixing their API connection. We’ve had to resort to re-enabling the older semi-automatic scraping connection under “Erste Netbank”. Erste Hungary remains on our Shitty Bank List.


  • UBS
  • Credem – Credito Emiliano Privati e Famiglie (Carte)
  • Banco di Credito P. Azzoaglio Corporate
  • Banco di Credito P. Azzoaglio


  • Luminor


  • Luminor


  • Banco Safra
  • Bankinter
  • Banque Transatlantique
  • Banque de Luxembourg
  • Banque de Patrimoines Prives
  • CBP Quilvest
  • DNB
  • East-West United Bank
  • Eurobank Private Bank
  • Intesa Sanpaolo Bank
  • Julius Baer
  • POST Luxembourg
  • Raiffeisen
  • Skandinaviska Enskilda Banken 
  • Spuerkeess
  • UBS
  • Union Bancaire Privée


  • DNB 
  • Nordea Business
  • Nordea Corporate
  • Nordea
  • SEB


  • bunq


  • CEC Bank


  • UBS


  • SVEA Bank


  • ING Bank
  • ING Bank – Corporate

United Kingdom

  • Coutts ClearSpend
  • NatWest International 
  • NatWest International Online
  • Royal Bank of Scotland International Limited ClearSpend
  • Royal Bank of Scotland International Limited EQ
  • UBS

United States of America

  • Capital One (almost, pending) – the bank has not been available for connection for a while, due to past disagreements between our bank connection partner Plaid and the bank. They’re reached an agreement, we filled a bunch of paperwork and the connection is supposed to be available from April 30th onward with the authentication done on the bank’s website. However Plaid still has technical issues which prevent us from displaying and linking the new connection. We hope and expect  that this will be resolved shortly.
  • Many, many more banks and credit unions were added, some removed. The US have A LOT of smaller banking institutions like credit unions, so the changes to the list are too numerous to list here. Best to check searchable our bank connection list.

Removed connections


  • Capital One – Plaid had issues with the scraping type of connection of Capital One Canada for a long time, it was recently removed. We’re expecting the bank to be connectable under the new Capital One API connection, but are still experiencing some technical difficulties there. See under United States above.


  • UBI Banca – while the API connection was removed, scraping connections remain available. Likely due to API issues on the bank’s end.
  • UBI Banca (Carte)
  • UBI Banca Corporate
  • Enel X Corporate
  • Enel X
  • Igea Banca Corporate
  • Igea Banca
  • BCC di San Biagio Platani
  • BCC di Verona
  • BCC Trevigiano


Mexico enacted a new law, requiring location checking on bank log ins. A workaround was possible for most institutions, but problems remained with 2 banks. The Scotiabank connection was disabled. Our partners are continuing work on BBVA, but the viability remains in question. We hope that official bank APIs become a mandatory requirement in Mexico in the future to avoid such issues.

  • Scotiabank
  • BBVA Bancomer?


  • MobiasBanca

Shitty Bank list updates

We’re glad that we could remove Intesa Sanpaolo Italy from the shitty bank list. They’re resolved the API errors that have come up and we hope the connection remains in working order this time.

Unfortunately not all is well with the Intesa Sanpaolo group. We’re adding Privredna Banka Zagreb (PBZ), who is also a part of the Intesa Sanpaolo group. They have proven extremely unresponsive in resolving API issues an onboarding valid PSD2 licences. Intesa Sanpaolo Slovenia also continues to be unable to offer a stable API connection.

We’ve also added SKB and Sparkasse (Slovenia), Aqua Card and all Newday cards (UK). See why they’re shitty on the shitty bank list.

In conclusion

Overall, the connections are slowly but surely improving. We sure wish it was faster. Our bank connections partners at Salt Edge and Plaid take the brunt of the work here and we’re thankful for their efforts.

Posted in Announcements, Bank connections

Email Reports, File Exports and The Unbearable Lightness of Being Informed

Keeping you better informed about your finances is what we do at Toshl. Today, we’re unveiling email reports and improved file exports, to keep you informed even more thoroughly, yet effortlessly.

Email reports

They come in regular weekly, monthly and yearly instalments. They’ll help you see the state of your finances right now, discover how you got there and what’s coming up in the near future.

email reports in monthly, yearly and monthly instalments
Quick preview of the email reports. Click on the image to show a full size report with sample data.

What’s in the report?

  • Left to spend amount comparisons of your average spending in this period to past ones.
  • Monthly overview graph.
  • Account balances of financial account on the last day the report includes. As this might be sensitive information in some cases, this option is deactivated by default and can be added at will.
  • Sums of expenses, incomes as well as their categories, tags and daily averages.
  • 3 largest expenses and 3 largest incomes in the past period.
  • Budget summaries for budgets that match the time span of the reported period.
  • Coming up, the list of largest expenses and incomes coming up in the next period after the email report.
  • Net worth in the past year (yearly report only)
  • Monthly balances in the past year (yearly report only)
  • Monthly budgets in the past year (yearly report only)
  • Exported files for the same period can be automatically added to email reports as well, including files with custom filters.


Sometimes you’d also need to inform others about the state of your financial affairs, or at least the part that affects them. For example, notify your roommates about the sums of shared expense tags last month. Perhaps you need to send a report including your business expense receipts from last month to the office. Last but not least, sometimes you just need a summary of a financial period and some extra records for backup. In any case, the new file export and email report improvements in Toshl have you covered.

While we’ve offered file exports in Toshl from the start, this update takes them to the next level.


  • Completely redesigned and redone.
  • Printer friendly, with most of the document in black and white, using less surfaces to save up on ink.
  • Transaction lists are much easier to read now, include descriptions, repeat, location, splitting and paid / unpaid information
  • Transfers between financial accounts and balance reconciliations are now included by default.
  • Foreign currency amount, main currency amount and exchange rate are included if the transaction is in a foreign currency.
  • Photos and PDF attachments can now be added to the exported PDF. Images of expense receipts can be included as 1 per page or 4 per page, depending on how large you need them to report. Receipt images also linked from the transaction list itself, so the receipt copy can be easily referenced.
  • Monthly overview graph with the current state of finances and average spending.
  • Account balances on the last day of the exported time span.
  • Expense, income graphs are now included. This includes the donut graph for categories as well as the tag bubbles to get a better sense of proportions. 
  • Expense, income sums listed per category, per tag and per financial account. Listed from the largest to the smallest sum in the period for easier comparisons. 
  • Budget summaries for budgets that match the time span of the exported period.

CSV, XLS (Excel), OFX

  • Transfers and account balance reconciliations are now included by default.
  • Photos and attachments can now be added to these exports. They come in the form of the transaction file and images sorted into folders, packed together in a ZIP file.
  • New support for the OFX file format. Quick to export and import (no column matching required), but unfortunately cannot include category and tag data.

General notes

  • The exported files are no longer sent via email in the mobile apps. They’re now available directly, with the file downloaded in the app. Further actions are available using the system “open with” and share dialogues on iOS and Android. 
  • The CSV, XLS and OFX files can also be imported back into Toshl.
  • While most exporting should complete quickly, picking a long time span with lots of data – especially images, can take a bit longer. If that happens to take more than a few minutes, fear not, all is still well. You can freely close the app and when the exporting finishes on our servers, we’ll send you a notification informing you that the exported file is now available. 
  • If you’re having issues with the CSV not displaying unicode characters in Excel – like in Arab, Hebrew or pretty much any non-Latin script, make sure to import it to Excel as a CSV file. If you just open the CSV, Excel doesn’t detect text encoding well. If you import the file as CSV, set encoding to UTF-8, it will import correctly.

Filtering data for export

What makes these features really powerful, is the option to filter the exports however you want. For starters, you can select the types of data you want included in the file, as seen on the left screen.

Tap the global filtering button on the top right of the screen. There, you can filter by:

Tap the funnel icon just below the tabs and the filtering screen on the right opens up, to filter by:

  • categories
  • tags
  • locations

You can use a combination of filters to get the report you desire.

A common use for this is making a report of shared expenses. Marking the expenses that you share with someone with an additional tag. Then make a PDF report filtered by that tag to figure out how much you owe each other. The report can also include individual transactions, so everyone can see how you got to that sum.

You can also make business expense reports this way. Mark business expenses with an extra tag, as well as add the expense receipt images if you need additional information. Export to PDF and you can attach the expense receipts right in there. Moreover, you can also send a report like this to yourself every month, attached to the email report.

All data exports

  • Export all images and file attachments. Can also be filtered by time span or account.
  • Export all data you have on Toshl in CSV form, including data on past payments, devices used etc. Additional metadata is available via the Toshl Developer API.

How do I get started?

The updated features are already available in the web app on and in the latest Toshl Finance apps on Android and iOS. Version 3.5 and upwards.

Some features require Toshl Pro or Toshl Medici membership plans.

  • CSV exports are free. PDF, XLS (Excel) and OFX files require either Toshl Pro or Medici.
  • Images of expense receipts require either Toshl Pro or Medici.
  • Email reports are free for all users, but become a lot more useful when paired with an automatically updating bank connection included in Toshl Medici.

Free 30-day trials are available for all new users.

When Toshl monsters see the reports, they make cuts. Juicy ones.

Posted in Android Tutorials, Announcements, iOS Tutorials, Tutorials, Web App Tutorials

Colours, Currencies, Connectivity! Toshl App Improvements Galore!

As we gear up for the release of major new features like the new email reports and exports, we’re taking a few moments to highlight some minor improvements that we’ve made recently in the Toshl apps.

  • A new set of colours for the graphs. Expenses, incomes, River flow, Planning… All the graphs in the web app got a fresh coating of paint, increasing the contrasts between categories while keeping our aesthetic standards satisfied. Web app is the first to get this update, with mobile apps following later on.
  • Overhauled budget history graph on the web app. It previously showed only your budget spending in past periods. It now compares your spending to the budget amount that you have set for the period. Go over your planned budget and the overspending will glow with increasingly menacing shades of red. Click on the graph to show details for the period. Previously available in the Android app, coming soon to iOS as well along with some yearly budgeting stats to boot.
  • 8 new cryptocurrencies with constantly updated fresh exchange rates added. They’re already available in all the Toshl Finance apps, just pick the currency and you’ll find them there. This bring the total of available currencies to 258. You can use any of these currencies for your entries, budgets, accounts or even as your main currency. New additions:
    • Aave (AAVE)
    • Wrapped Bitcoin (WBTC)
    • SushiSwap (SUSHI)
    • Storj (SOTRJ)
    • NuCrypto (NU)
    • Ethereum 2 (ETH2)
    • Polygon (MATIC)
    • Ankr (ANKR)
  • Company VAT ID numbers for companies from the European Union can now be added to Toshl invoices as a part of the upgrade process when upgrading on our website. The ID is automatically matched with the company list and further details are pre-filled.
  • The upgrade process was streamlined, with less promotional imagery. We’ve added an option to skip the free T-shirt or socks that normally come with the 3-year plan.
  • Membership status translations on the user settings (Me) were improved for clarity in cases where the free trial auto-renewal had been already cancelled.
  • Bank connectivity systems were improved in app updates both on iOS and Android, with iOS getting the larger overhaul this time. We’re continuing work on these issues, in particular; handling redirections after authenticating on the bank’s website. Due to various web browsers on Android handling this quite differently and these behaviours changing, the last step of connecting can sometimes fail. The connection will normally fix itself in the next retry in an hour, but this skips limiting the import by date. A workaround is in the making. If this happens when connecting your bank, please also try connecting from the web browser on Such issues affect a minority of bank connections, most should connect fine on all devices.
  • Speedier syncing of the iOS mobile app with Toshl servers and consequently with other Toshl apps as well.

Toshl monsters got a bit carried away with the colours, but are fine now. Their friend Bojan is still recovering from the addiction.

Posted in Announcements