To track your expenses and incomes more precisely, it is possible to split the total of the bills into smaller parts in the Toshl Finance apps. You can keep an eye on your costs and sort them better by adding different categories to the split parts of the bills. Other than this basic purpose, it can also help you better track your shared purchases, loans, refunds or cashbacks.

Splitting amongst categories and tags

By using the splitting feature, you are able to manage a common receipt issued for different types of expenses with high accuracy. For instance, a grocery shopping expense for 50 € comes in. You want to split it into groceries (30 €), alcohol (5 €) and cosmetics (15 €). By tapping Split on the expense, you can assign new amounts of split entries, use different categories or tags, and your expense tracking will be more precise than it has ever been.

1. Whenever you want to split an expense or income. Just tap it to open the entry details.

2. Then tap “Split”.

3. Enter the appropriate amounts, categories, and tags for split entries.

4. Tap the Save (tick) icon and you’re all done.

The split expenses will show up on the list with a special icon and will always be grouped together.

You can also find the other part of the split on the details of a split entry. In other ways, they behave just like any other expense, except that they can’t be split again.

Quick tips

• The original expense will be split into 2 parts by default, but you can add up to 20 splits by tapping the + icon. New split entries will automatically get the remaining amount which hasn’t been covered by earlier splits yet. You can, of course, change it later to whatever you like.

• The “remaining from total” amount always shows how much of the total amount of the original entry you still have to distribute among split entries so the amounts will match with your original spending. You can set any amount you want, but Toshl will warn you if you leave some funds undistributed or exceeded the original amount.

• The location, description, reminders, and photos remain common for all parts of the split of the certain expense or income. You can edit them all at once when splitting. If you want them to differ among split entries, you can still edit them individually later, on the relevant split entry for an expense or income.

When using with connected accounts (Toshl Medici)

If you use Toshl Medici and have set a bank connection, your bank or financial service transactions will be added automatically to your expenses. Some will require to be reviewed, for example, if they need to be confirmed as transfers. You can also split an entry when Reviewing.

For that:

1. Go to the “Bank connections” section in the main menu.

2. Tap “Review entries” below a connection.

3. Tap “Income”/”Expense”.

4. Turn ON the switch “Split into multiple entries”. The usual splitting interface will show up and you can assign different amounts, categories, and tags.

5. Tap the Save (tick) icon.

When using with manual accounts (Toshl Free, Toshl Pro)

To split manually added expenses, open an expense and tap “Split”. Just like with automatically imported entries, feel free to split your expense into smaller multiple entries and add a matching category and tag.

When using manually added expenses, there’s less of a need for splitting. You can just add the expenses in multiple entries, to begin with. It might come useful though, especially when you import entries from a file.

Primarily, the splitting feature enhances your precision in sorting your expenses in different categories and tags. But it can also come handy for managing shared expenses, loans, refunds or similar. We’ll take a look at those cases below.

Splitting and paying back purchases with friends

The splitting feature will make your life easier when you are struggling with tracking shared costs with your relatives, friends or colleagues. As we all know, people tend to forget the things which are not written down. So how to keep tracking your shared expenses? You can do it in a few taps in the Toshl Finance apps.

For instance, you are going for dinner with your friend. When it comes to paying the 100 € bill, you find out that you have no cash. You suggest paying by card for both, and your friend agrees to pay his (or her) part back. How do you note it down in Toshl

When this expense from your credit card comes in, you just need to split it into appropriate entries, both yours and your friend’s sharing, in the way described earlier.

You might add a special category and tag to your friend’s part of the bill (split entry).

After the splitting is done, you will see both split entries in Expenses marked with the split icon.

If your friend pays his (her) part back in cash immediately:

1. Find the split entry for the lent amount and tap “Delete”.
2. Enter the amount of the lending part as Income on the relevant account if they paid you back in cash.

Whether your friend prefers to pay his part of the dinner costs later, you may add a reminder to your lending split entry. For that:

1. Open your lending split entry.
2. Tap “Edit”.
3. Tap Reminder icon and enter the custom date for the reminder (for instance, 1 day before you expect to get lending back at 11:00 AM).

Toshl will remind you about the due date at the time you set. It can’t notify your friend though, so that part is up to you ;)

As soon as you get the funds back:

1. Open the Toshl Finance app.
2. Go to Expenses.
3. Find the split entry for the lent amount and tap “Delete”.
4. Enter the amount of the lending part as Income on the relevant account if they paid you back in cash.

Note that at this last step you don’t have to do anything if you use Toshl Medici and have connected a bank account that the lending is paid to. Your friend’s transaction will be added to Incomes automatically.

So, it is all covered now. Savor the relief.

You can use this to track any kind of reimbursement in Toshl. For instance, business travel reimbursements could also be noted this way.

Splitting in foreign currencies

Let’s visualize that you are going on a business trip to some foreign country, for instance, Ukraine. You stay for a few nights at the luxury hotel in Kyiv booked by your company in advance. Later, you order a coffee and snacks at the hotel and you get the common receipt (3500 ₴) at the reception desk at the end of your stay.

Your company will reimburse the accommodation costs (3200 ₴), but you need to cover all other expenses (300 ₴) on your own. You can split this receipt into two parts in the Toshl app. You’re also able to track your reimbursement for the accommodation part, as it has been described in the previous case. However the bill is issued by the hotel in foreign currency, and you have no idea how to convert both parts of expense to your main currency (e.g. €). What should you do?

Just relax. It is not a big deal at all. When you split an expense in Toshl app, you may use any currency for each entry.

To do that:

1. When entering split entries of your expense, just tap the currency icon in the split entry.
2. Select the preferred currency from the drop-down menu.

The preview in your main currency will be displayed, so you’ll know if you’ve covered the original amount, no matter which currencies you used.

No need to panic when you receive a bill for shared expenses in a currency that you are not quite familiar with. Toshl monsters will help you juggle those multiple currency exchange rate calculations with such ease, it will be as if you can see inside the matrix.

Quick tips

• Like everything in Toshl, splitting also works with different currencies. You can set individual currencies and amounts for the split entries.
• Toshl will automatically recalculate the value in the entry in your main currency.
• If the currency of the entry doesn’t match the account currency or the main currency, a preview of the value in your main or account currency will be shown.

Getting a refund

Let’s suppose that you purchase two items (T-shirt for 15 € and wallet for 25 €) at some online shop. You pay by card and receive the common receipt for 40 € for both items. When you get the parcel, you try the T-shirt at home and it happens to be oversized. You contact the shop, and they answer they could make a refund for a T-shirt to your bank account. Then you run into a dilemma how to track this expense in Toshl app: this common expense has been already noted on your account.

First of all, it might be a good idea to set a reminder for your refund for the date when you expect to get it back from the shop, as it is described in one of the cases above. In this way, you will be updated about the due date by Toshl monsters so you could send a polite email to the shop if no refund arrives.

You’ll get the refund as an income on your account. If you’re ok with this kind of tracking you’re all done, no need to do anything more. However, if you’re bothered by the full original expense still being present, for budgeting or other reasons, you can:

1. Open Toshl Finance app.
2. Go to Incomes.
3. Find a refund income that has just arrived in your account.
4. Delete the refund income.
5. Split the original expense amount into two entries: the amount of refund and the amount of the other purchased item.
6. Delete the refund split entry of the original expense.

This way, you are able to balance your expenses and incomes.

Cashback

In some countries, you may also have the option to withdraw additional cash from your card when paying at a supermarket or other location. You can ask the merchant to add an extra amount to the purchase price and receive the added amount in cash. The common expense will be noted on your bank account. The thing is you will receive cash in hand. How to note this?

Toshl will take care of the correct balance of your accounts. As soon as you get the cash, you can note that a part of this expense is really a transfer between your card and cash accounts. Just like an ATM withdrawal.

When the expense comes in:

1. Open Toshl Finance app.
2. Go to Expenses.
3. Find the expense that has just arrived in your account.
4. Split it into two parts: the amount of purchase and cashback amount
5. Find the split entry for the cash amount and tap “Make transfer”.
   Select your cash account and tap “Save”.

Thus, the amount of cashback is noted as transfer to another account, so you have it all under control.

You‘ve got your money in the right place. That’s good news!

Quick tips

Occasionally, if you decide to un-match the transfer of split entry, you can revert the change easily:

1. Just tap “Un-match transfer”. The pop-up window will be displayed explaining what happens on this action.
2. Tap “Cancel” if you change your mind, or tap “Un-match transfer” if you want to complete the action.

Unsplitting

You might unsplit your expense or income whenever you feel like. To do so:

1. Open any of the split entries of the original expense.
2. Tap “Unsplit”.

The splitting changes will be reverted, and the original expense will appear in the Expenses list.

To sum up, with the splitting feature, you are able to manage your expenses more precisely. Moreover, it allows you to better track your shared purchases, loans, refunds, and cashbacks. It will take care of all the records, no matter which currency they’re in. By splitting, your finances become whole. Toshl, powered by irony.

Learn from your past spending and earning patterns and prepare for the future. That’s what the Planning graphs are all about.

Switch between 4 tabs to monitor all main aspects of your personal finance:

• Balance
• Expenses
• Incomes
• Net Worth

and make use of detailed views, calculated averages and estimates for the future. Filter the display of your financial data by category, tag, account or location, and compare the incomes with expenses and budgets in the River flow graph.

This feature is available with Toshl Pro or Toshl Medici subscriptions.

Balance – monthly balance of incomes and expenses

This balance is shown separately for every month and is calculated as:

monthly incomes – monthly expenses = monthly balance

Staying in the positive, above the central line, is crucial. It might evade you sometime, but aim for it on a yearly average.

Expenses – spending per month

This section shows you the sum of expenses for each month, but can also be filtered to display spending for chosen categories, tags, locations and financial accounts.

Incomes – earnings per month

Display of the total sum of incomes each month can be further adjusted by filtering by categories, tags and financial accounts.

Net worth – total balance of your financial accounts

These funds accumulate if you have regular surpluses on your monthly balances. The amounts reflect the account balances at the end of the month.

Tap & hold for details and a lollipop

To get the exact value for each column, tap and hold somewhere on the graph.

A “lollipop” will pop up, displaying the exact value for that particular month.

Past months will also display averages for the last 12 months, while future months show the estimates for the chosen period.

River flow – see the financial flows each month

You’ll notice that the River flow graph is displayed below the multi-month graph. It shows how your incomes and expenses compare to each other and your budget in an individual month. If you have a monthly budget for all expenses, River flow will include it in the calculation as well. That way you’ll always know how much you can spend while staying within your budget limits.

Travel in time

12 months are shown on the graph – by default 7 past ones, the current month, as well as 4 future months.

You can move through time by using the  < >  arrows under the graph, swipping left or right, or by using the general time span settings from the right sidebar.

If you’re interested in sums for a certain period, you can also select a custom time span. The selected months will be displayed in darker color below the graph and you’ll see sums for the entire period.

Filter by category, tag, account, location

You can zero-in on specific data you’re interested in and want to see over a longer period of time.

Let’s say you want to know how your spending on Food & Drinks varies in time. Tap on the Filter icon in the upper right corner, select “Expense categories” from the menu, then tap “SELECT” and choose “Food & Drinks”. Return to the graph by tapping the “back” arrow in the upper left corner. Your spending data is now filtered to only display the expenses for the Food & Drinks category, so you can see how it varies through the year.

You can narrow it down even further by selecting a tag. Do the same in the “Expense tags” section and you can see how much you spent only on restaurants, alcohol, groceries, or a combination of multiple tags.

You don’t have to pick only one filter. They can be combined. For example, you can set it to only show expenses paid with MasterCard (financial account), for Leisure (category), for books, movies and music (tags), in HMV Manchester Arndale (location).

The filtering is global, so it will work with all the data in your Toshl app. Any filter that’s applied will be displayed above the graph, and the excluded categories, tags, etc., will be written in strikethrough.

Estimates and planned expenses

You’ll notice that the future months on the graph aren’t as colorful. That doesn’t mean that the future isn’t bright, just a bit hazy for now.

The semi-transparent columns in future months can display your planned entries, future estimates or both.

Planned entries

These are the expenses, incomes and transfers you have already entered for the future, or were generated automatically based on the repeating entry settings that you have set for your finances. We advise to add as many of these as you can possibly predict. They will help you plan your future months and help you keep the financial stress down to a minimum.

These planned entries can be set to be displayed in your graph. You can adjust this by tapping the Time span icon in the upper right corner, selecting a month to review, and setting the switch for “Show planned expenses in graphs” to ON or OFF. This will also affect other graphs in Toshl.

Estimates

Estimates project your past trends in earning and spending into the future. This provides you with a rough guide of what to expect from your balances, spending, earnings and net worth in the upcoming months, if the current trends continue as they have so far.

Since the estimates are based on your past data, the more time you’ve been tracking your finances with Toshl, the more precise they can become. We will also continue improving the algorithm for this feature, so it will become better at estimating your spending patterns.

You can switch the “Include future estimates” option ON or OFF in the filtering menu, on the bottom of the page.

Toshl monster plays it smart and plans for the future. Join in!

They say that a picture is worth a thousand words. Also, a bird in the hand is supposedly worth two in the bush. Now, we are not exactly sure how much a picture of a bush is worth to a bird, or what’s the current exchange rate for bushes to ounces of gold, but if you’re going to buy some, you might as well add a photo of the receipt next to your records of expenses in the Toshl app. It never hurts to have things recorded in detail, especially when it comes to personal finances.

Remember that adding extra information to either incomes or expenses is done by following the same steps. We will present an example for an expense, but you would edit an income in the same way.

The option to save photos with expenses and incomes becomes available with Toshl Pro or Toshl Medici subscriptions.

 

 

1. Selecting the Photos feature

Let’s say that we’re saving an expense during a road trip through Norway. Also known as “the land of reasonable price tags”, the country’s landscape is laced with fjords, and we took a ferry ride to cross one. The price was 120 Norwegian krone (sign: kr, code: NOK), saved under the category “Transport”, paid in cash.

To get to the Photos feature, we tap on the far right icon below the date tab to reveal additional options.

 

2. Attaching a photo to your expense

Tapping on the “Photos” icon reveals two options:

• Take photo
• Choose from Library.

You can either take a new photo of the receipt, invoice, payslip or some other document you wish to attach to your expense, or select an existing image from your photo library on the mobile device itself.

Tapping on the first option opens the Camera app on your device. Take a picture as you would normally do, and confirm the selection with the “Use photo” button on the bottom of the screen when satisfied with the result. For another attempt simply choose “Retake”.

The second option opens the photo library, where all you have to do is navigate to the desired image, select it, and it will get attached to your expense. You can add up to 4 photos for each entry.

The entry can then be saved and the photos will be stored next to your income or expense.

The file formats supported for uploading images are PNG, JPG and JPEG.

 

 

3. Reviewing saved photos

Images are available for review in the entries’ details. Select the expense from the overall list …

… and tap on it to bring up a detailed view.

You can edit the entry at any time by adding more photos or removing them altogether.

 

Besided the receipts you can, for example, also save photos of invoices and payslips next to your records of incomes. Attach pictures of documents such as warranties of products you bought, invoices for tax review purposes, and photos of actual products and services you had just documented.

 

It’s always better to store too much info about your financial flows than too little, and it will give you a chance to come back to your entries at a later date and easily remember what those expenses and entries were about.

 

Related articles:

• Add and Track Your Data
• Venues and Locations
• Repeating Entries
• Reminders

Toshl monster keeps his eye on your spending habits, taking pictures as proof. Say cheeeeese!

 

Considering all the responsibilities and information we have to juggle with every day, it’s no wonder that sometimes things slip our minds. Set reminders in your Toshl app to receive notifications about the expenses, incomes and transfers that will require your attention in the future, and keep those financial plans in check.

Setting up reminders with your incomes, expenses or transfers is done in the same way. We’ll review how to do it for an expense, but you would set up a reminder for other types of entries by following the same steps.

The option to set reminders becomes available with Toshl Pro or Toshl Medici subscriptions.

 

1. Selecting the Reminder feature

Let’s say that we have borrowed 50 € from a friend and we want to pay him back on April 6th. Because we have good manners, we will set ourselves a reminder, just to make sure that our debt gets paid on time.

After entering the amount, selecting a category and an account (we’ll pay cash) as well as the date, we continue downwards to the row of options under the Date tab. The option to set a reminder for our entry is marked with a tiny bell icon.

 

2. Setting up reminders

Tapping on the Reminder tab opens a list with the first reminder waiting to be set. The options are:

• One day before
• On the day it’s due
• Custom reminder
• Never

With first two selections the reminder is by default set for 11 a.m., and a custom option allows for a more specific time period. With it you can set exactly how many days, weeks, months or years before the expense is due you wish to receive a reminder.

The time setting allows you to set exactly when you’d like to be reminded of the expense.

It is possible to save 5 different reminders for each entry, with all the options turned on at once.

 

3. Reminder notifications

A notification about the expense will appear on your device at the specified time.

The number of notifications requiring your attention is also specified on the Toshl app’s menu icon as well as in the Monthly overview menu option.

Notifications can be turned on or off altogether in “Settings” – “Notifications”. In the menu you can enable for the notifications to also arrive by email, for those instances when an in-app notification catches you at a bad time and you have to quickly dismiss it. This way you will always stay on track with the upcoming bills and incomes.

The in-app notifications are simultaneously triggered in the Toshl app on your mobile device as well as in the Toshl web app online.

 

 

4. Paid / Unpaid function

When a reminder is active for an expense that’s due to be paid, a red dot appears in the entry details tab. The dot turns green when you mark the expense as paid.

The paid / unpaid status is shown only for your reference and it does not affect account balances and others sums. All entries up to the current date get registered in balances of financial accounts, regardless of the expense’s status and whether it has already been paid or not.

 

With incomes, the function is marked as “Received / Unreceived”, but otherwise works in the same way.

 

 

5. Reviewing entries with reminders

The entries that include reminders will be diplayed on the overall list with a  red dot, indicating that the expense hasn’t been paid yet.

The reminder information is also listed in the Expense details view. The setting itself can be edited at any time, in the same way as all the other specifications for your entries.

 

6. Reminders and repeats

Reminders are automatically set for most of the automatically repeating entries. The weekly, monthly and yearly repeats, as well as the custom repeats (except custom daily repeats) will automatically set two reminders to notify you of an upcoming expense:

• for one day before
• on the day the expense is due.

Such events are listed with the red dot, and also with the “R” icon that signifies repeats.

 

7. Daily reminder

A daily reminder to enter expenses is an option, available in the menu “Settings” – “Notifications”, right on top of the list. Here you can set an exact time when you’d like to be reminded to record your expenses for the day.

 

Whether it is regular expenses like utility bills and subscription services, unplanned short-term loans, or monthly transfers into your savings account, it is always better to be prepared than taken by surprise.

Make good use of bill reminders in Toshl iOS app for an even better control of your personal finances.

 

Related articles:

• Add and Track Your Data
• Venues and Locations
• Repeating Entries
• Photos

You can count on Toshl monsters to remind you to pay off your bills. How gently it’ll happen depends on your system settings … and their mood.

 

Certain things tend to repeat themselves. Some are pleasant, like spring or holidays. Others, like mortgage payments and utility bills, are more of a necessary evil.

Use the repeat option in the Toshl app to keep track of your reccurring expenses. You can set the interval so that the expenses repeat daily, weekly, monthly, or whenever you decide. Remember that adding extra information to either incomes or expenses is done in the same way. We will present an example for an expense, but you would edit an income following the same steps.

The option to repeat expenses, incomes and transfers automatically becomes available with Toshl Pro or Toshl Medici subscriptions.

Repeating entries are appropriate for use on financial accounts you otherwise track manually. Accounts that are connected to your bank will add the entries automatically as they come in, so such repeating settings are not necessary there.

 

 

1. Selecting the Repeats tab

After adding the basic expense information, continue downwards to the row of icons under the Date tab. The option to automatically repeat the entries is marked with an icon featuring the letter R in an arrowed circle.

 

2. Repeat options

2.1 Repeat intervals

The expense can be repeated:

• daily
• weekly
• monthly
• yearly
• on weekdays
• on weekends
• in a custom interval.

Tap on the Repeat option and select a suitable interval from the menu.

For a common recurring expense such as utility bills you can specify a monthly repeat and leave the “End repeating” option set to “Never”.

 

2.2 Ending the repeats

The repeats can go on forever until you stop them, stop after a certain date, or stop after a set number of repetitions. Select an option by scrolling through the menu.

To end the repeats on a specific date, use the calendar to set the correct day, month and year of the final repetition.

For a set number of repetitions simply designate a number from the list.

The date of the final repeat will be displayed on the screen. Keep in mind that your first expense is included in the repeat count.

 

2.3 Custom repeat

The “Custom repeat” option allows you to set a repeat with an uncommon interval. For instance, you could use it to record a short-term loan that would be paid back in 10 instalments (partial payments) every other week.

In such case you would set the custom repeat to 2 weeks …

… and proceed to set the repeat to 10 times.

The date of the final repeat will be displayed on the bottom of the screen. As mentioned before, your first expense is included in the repeat count.

 

 

3. Automatic reminders

Setting a weekly, monthly and yearly repeats, as well as the custom repeats (except custom daily repeats), automatically turns on the reminder function to notify you of an upcoming expense. This is indicated with the tiny bell in the icons line-up.

The first reminder is set for the day before the expense, and a second one on the day the expense is due. You can modify the reminders according to your needs, or cancel them altogether.

 

4. Managing repeating expenses

Entries that include an automated repeat are marked with an “R” icon on your list of expenses.

The set interval and possible alerts for the payment are included in the details of an expense.

 

4.1 Edit repeating expenses

You are able to edit or delete such expenses in the same way as all other entries. However, you do have to specify if you wish to apply changes only to the expense you are editing, just to the expenses that are planned for the future, or to all the repetitions of this expense.

A dialogue with these options also appears whenever you attempt to delete an entry with a set reminder.

After a repeating expense has been created, it is not possible to edit the overall repeat setting – with the exception of setting it to “Never” and cancelling the repetitions. For example, if an expense was set to repeat on the 10th every month, it cannot be changed to repeat on the 15th, or for instance switched from a monthly to a weekly repeat.

The date can be edited only for an individual expense inside the repeat frame, but the repeating for the expense will continue as it was set initially.

 

4.2 Cancel repeating expenses

To permanently change the pattern of a recurring expense, you have to stop the expense from repeating and enter a new one with new repeating dates.

To end a recurring expense, tap the “Edit expense” option, adjust the repeating interval to “Never”, and confirm. This will set the repeating of the expense to end on today’s date, and in effect turn off all future reiterations.

When modifying or deleting the entries with repeats, make sure not to delete all the repetitions of an expense if you wish to keep the past entries in your record of expenses.

 

 

5. Examples for using repeats

5.1 Example: salary – repeating income

The most clear-cut example of a repeating income is the monthly salary.

Let’s record a regular income of 1400 €, in a category “Salary”, for the financial account “General”. The event will be repeated monthly on the selected date, with a reminder on the day it’s due.

That is all you have to do to have your income automatically recorded and repeated. Simple.

 

5.2 Example: subscriptions – repeating expense

Another good example for the use of repeats are the subscription services.

Let’s check the recurring expenses for a media streaming subscription for 7.99 € on the 12th each month, file hosting for 9.99 € on the 10th, and, most importantly, a monthly delivery of socks for 12.02 € on the 23rd. These amonts will be billed on the credit card (be careful when selecting the appropriate financial account).

We will record them all under a category “Subscriptions” to further simplify the overview of our expenses later on. This way, they will all be listed together in the main expenses’ list.

 

5.3 Example: repeated transfers into a savings account

Repeats can also come in handy when managing your savings account.

First, open up a new transfer tab. This can be performed by tapping in the upper right corner on the tag indicating which month’s time span you’re currently observing, or by swiping from anywhere on the rightmost edge of the screen toward left to access the accounts and time span sidebar.

Additionally, you can drag the “+” button across the screen and release it when the icon turns grey, indicating a new transfer entry.

Next, enter the amount as well as the “Source” and “Destination” accounts – in our case that’s “General” and “Savings”. Proceed with the date, an optional description, and finally the repeat setting.

This way the Toshl app will remind you each month, on the 16th, that 300 € is waiting to be transfered from your general financial account into savings.

 

5.4 Example: paying off debt in instalments – repeating expense

Let’s say that you bought a 750 € custom paint job for your car, as one of those impulse purchases. No reason to worry, here’s how you can quickly split your expense into, for instance, 3 instalments with a custom repeat every 3 weeks, for a total of 3 repeats of 250 € each.

Other great examples to use repeats with your incomes and expenses in Toshl include tracking of utility bills, rent, taxes, insurance, and many more.

 

 

6. In conclusion

With such versatile options, why not take advantage of the repeating entry function and include it into your monitoring of personal finances. A brief moment to consider possible patterns in your financial flows now could save you loads of time later on.

 

For additional information and, perhaps, inspiration on how you might be able to use repeats with your financial tracking, follow this link to learn more about tracking of loans, repaying debt, and shady loansharks.

 

Related articles:

• Add and Track Your Data
• Venues and Locations
• Reminders
• Photos